• This is a photo of Pam with her family.

    More Than A Banker

                                                                                                                                                   "The highlight of my day is getting to take care of our

    customers by offering them the best service I can provide.

    My great passion is to show my grandchildren how to treat

    everyone equally, with respect, and that everyday is an

    opportunity to be a better person than the day before."


    Pam Whipple, Universal Banker










  • This image show a woman at a laptop computer in the foreground with two children playing in the background.

    Online Banking


    With online banking you can check account balances,

    transfer funds and even pay bills all from the comfort 

    of your home. Sign up today!







  • Woman with a mobile phone in her hand.

    Mobile Deposit



    Depositing a check is as simple as taking a selfie!

    Fill out the online mobile deposit application, 

    download the app from your favorite app store today! 


    Apply Now












Couple in a red convertible car.
Summer Time Fun

If you've always dreamed of owning a convertible, it's time to make that dream come true! Let us help you with the financing! 


We have the perfect shade of green!

Whether you have a do-it-yourself project or a major contractor job, we have a home improvement loan designed to fit your needs.